Stripe Connect marketplaces

If your marketplace pays sellers through Stripe Connect, check each seller with TrustVerify before you turn on their payouts. There is no plug-in: you build this with the TrustVerify API and your existing Stripe code.

Pattern#

1. When a seller signs up, create their connected account in Stripe as you do today.
2. Run a TrustVerify identity check for the person, and a UK business check if they trade as a company.
3. Store the TrustVerify checkId on the connected account, for example in Stripe metadata as trustverify_check_id.
4. Only enable payouts when the TrustVerify status is passed. Keep sellers in review paused until your team has looked.
5. Add the seller to monitoring so a later sanctions or PEP match reaches you as an aml.hit webhook. Pause payouts when one arrives.

Example#

// Your server, after the seller has uploaded their document and selfie.
const tv = await fetch("https://api.trustverify.co.uk/api/v1/kyc/verify", {
  method: "POST",
  headers: { Authorization: `Bearer ${process.env.TRUSTVERIFY_API_KEY}`, "Content-Type": "application/json" },
  body: JSON.stringify({ documentImage, selfieImage, metadata: { firstName, lastName, sellerId } }),
}).then((r) => r.json());

await stripe.accounts.update(connectedAccountId, {
  metadata: { trustverify_check_id: tv.checkId, trustverify_status: tv.status },
});

if (tv.status !== "passed") {
  // Keep payouts off until someone has reviewed the check.
  await holdSeller(sellerId, tv.checkId);
}