Payment Security

Escrow, PSD2/PSD3, SCA and securing money movement online.

KYC-Gated Escrow: How Identity Verification Protects Transactions

KYC-gated escrow holds funds with a neutral third party and only releases them once both parties have passed identity verification. Here is how it blocks

Ayodele Michael Omotayo · 28 Jun 2026 · 3 min read

Payment Security

PSD3 is coming — here's what changes

The Payment Services Directive 3 expands strong customer authentication.

Ayodele Michael Omotayo · 15 Mar 2026 · 1 min read

Payment Security

Escrow without friction: the BR-019/020/021 trio

How we keep escrow fast while enforcing same-session release.

Ayodele Michael Omotayo · 14 Feb 2026 · 1 min read

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